Business Solutions
WhatsApp Wallet. Payments. Dollar card. Invoices. Rentals. Tickets. Memberships.
Dollar Virtual Card
Shop globally with a USD virtual card funded from your NGN wallet. Pay for Netflix, Spotify, Prime, Meta ads, and international SaaS — then withdraw unused dollars back to naira at transparent sell/buy rates with no hidden FX spread.
- Instant virtual card delivery in the Xtrapay mobile app
- Fund, freeze, pause, and withdraw completely from your phone
- Live USD sell/buy rates shown before you confirm every conversion
- Starting USD balance included when your card is issued
Get Xtrapay on mobile
Virtual cards, NGN wallet, bills, and WhatsApp transfers — optimized for iOS and Android.
Prefer a browser? Open Xtrapay web app · App Store listing coming soon — use the web app in the meantime.
USD rate calculator
Live · updates every 60s
Rate used: ₦1,417 per $1
Funding $10.00 on your card costs about ₦14,166 from your NGN wallet.
Card setup today: $7.50 (≈ ₦10,625 at the fund rate)
Fund Card
₦1,417
per $1 from NGN
Withdraw
₦1,337
per $1 to NGN
Card Setup
$7.50
incl. $5.00 load
WhatsApp Wallet
Send money to any Nigerian bank account or WhatsApp contact, buy airtime, pay bills, and settle checkout orders with a Pay Code — all from the chat app your customers already use every day.
- Bank transfers, wallet-to-wallet, and partner pay
- Checkout Pay Code at merchant checkout — customer sends
PAY CODE - Same wallet powers the Xtrapay app on Google Play & App Store
WhatsApp Wallet
Active now
Payments, wallet & cards
Xtrapay focuses on online payments, wallet, and virtual cards — a lean Checkout Now whitelabel.
Online Payments
Receive NGN payments through bank transfers with reliable matching and virtual accounts.
Wallet
Consumer wallet for transfers, bills, savings, and everyday payments.
Virtual Cards
Issue and manage virtual cards from the wallet experience.
Payouts & Collections
Disbursements and collections for merchants on the payments platform.
Payment integrations
Accept NGN payments across channels.
Payment Gateway API
RESTful API with webhooks and real-time status tracking.
- Comprehensive documentation
- Webhook notifications
Hosted Checkout
Redirect customers to a secure, mobile-optimized payment page.
- No coding required
- Automatic reconciliation
WordPress / WooCommerce
Official plugin for WooCommerce bank-transfer checkout.
Business products
Payments tools for merchants on Xtrapay.
Xtrapay for WooCommerce
Official Payment Gateway Plugin
// Installation
1. Upload & Activate
2. Enter API Key
3. Start Accepting Payments
Seamless Integration with WooCommerce
Install the plugin, configure your API key, and you're live. Works with WordPress 5.8+ and WooCommerce 7.0+. Accept bank transfers and WhatsApp Pay Code at checkout.
One-Click Install
Download and activate directly from your dashboard.
Charge Management
Choose who pays transaction fees — you or your customer.
Ready to grow your business?
Create an account and start accepting payments today.